Who says you can't buy a home! /

Main Author: Reed, David 1957-
Format: Book
Language:English
Published: New York : AMACOM, American Management Association, ©2006.
Subjects:
Online Access:http://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=156516
Table of Contents:
  • Where to find mortgages
  • The key people in your approval process
  • Types of mortgage loans
  • The mortgage application process
  • Debt ratios and how they're calculated
  • Loan documentation: proving your income
  • Loan fraud
  • Buying with no money down
  • Government programs with zero money down
  • Conventional zero-down loan programs
  • Borrowing from a 401(K), an IRA, or other asset
  • Seller carry, lease-purchase, wraps, and land contracts
  • What's in a credit report?
  • No credit versus bad credit
  • Credit scores
  • How to repair credit
  • Mortgage loans and bankruptcies
  • Consumer credit counseling services
  • Bad-credit loans
  • the world of subprime lending
  • Finding the best subprime loan
  • Should you just wait?
  • Buying foreclosures
  • Finding the best deal
  • Closing costs
  • Appendix A: 10 biggest mistakes mortgage applicants make
  • Appendix B: Additional resources
  • Appendix C: HUD-approved nonprofit agencies and home buyer assistance
  • Appendix D: Payment tables
  • Glossary
  • Index.